Who it is for
The households Landfall models well, and the ones it will not serve.
Landfall suits a UK household of one or two adults with pensions, savings or investments and a rough idea of what they want to spend. Most people who find it useful are somewhere between building a plan and checking one they already have.
Some situations need more than a projection, and Landfall is the wrong tool for them:
- A question that is really about managing debt rather than funding retirement.
- A retirement funded mainly by means-tested benefits, such as Pension Credit after State Pension age, which Landfall does not model.
- Serious ill health, where a standard life expectancy is the wrong starting point.
- Anything needing a formal recommendation, which Landfall does not give.
There are also things the model does not cover yet. Rental income and the tax on it are the largest. Where something is left out and it moves a figure you are reading, the app says so beside that figure.
More in Getting started
- Making your first planRough figures first. Accuracy is easier once you can see the shape.
- Reading your State Pension forecastWhich figures on a gov.uk forecast the plan wants, and where each one goes.
- Reading your State Pension forecast, in more detailWhat the plan does with the figure once it is in: when it starts, how it rises, and what changes it.
See your own year
Will your money last?
Enter what you have, earn and spend. The first answer is free.
Coming to the App Store for iPhone, iPad and Mac.
- The projection is free
- No account to make
- Your figures stay on your device