The choices you make
The settings that change what a plan does, rather than what it starts from.
- Pots and holdingsFour kinds of pot, and how you tell Landfall what each will make.
- Taking money from your pensionThree ways tax-free cash can come out, and what each does to the tax on the rest.
- Taking money from your pension, in more detailWhat each route does to a pot, and how planned tax-free cash fits alongside.
- Final salary and career average pensionsA pension the scheme promises, and the three stretches over which it rises.
- Final salary and career average pensions, in more detailWhere the three stretches meet, what a year of work adds, and where a lump sum goes.
- The order money is drawnHow Landfall decides which pot pays for a year’s spending.
- The order money is drawn, in more detailWhat the plan counts as need, what happens after the last step, and where a surplus goes.
- ChargesWhat you pay to hold your money, and what it comes to over a lifetime.
- Charges, in more detailWhere a charge is set, when it is taken, and how to read what it costs.
- Spending in later lifeWhy a plan spends less from a chosen age, and where to change it.
- Later-life careA scenario you switch on, built from published ranges rather than single figures.
Other help sections
See your own year
Will your money last?
Enter what you have, earn and spend. The first answer is free.
Coming to the App Store for iPhone, iPad and Mac.
- The projection is free
- No account to make
- Your figures stay on your device