Charges
What you pay to hold your money, and what it comes to over a lifetime.
Every figure on a plan is already after charges. Under each chart, the Detail row holds a note naming the blended rate the plan is using and where to change it. How charges are set and taken, in more detail.
Charges are small in a year and large over decades, so Landfall draws the difference: what you pay, and what that money would have grown into had it stayed invested. It is one of the few numbers in a retirement plan you can do something about directly.
The typical ranges under “What pensions and funds typically charge” are an industry estimate rather than official guidance, and they carry the date their sources were read.
This is a comparison, not a recommendation. A cheaper fund is not automatically a better one, and Landfall names no products and ranks no providers.
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