Where to go for advice

Landfall shows you what your figures imply. It does not give financial advice or tell you what to do with them.

MoneyHelper, which is government-backed and free, covers pensions, savings and debt. Pension Wise, part of the same service, offers a free appointment about defined contribution pension options. For a recommendation about your own circumstances you need a regulated financial adviser.

Your own pension provider and your employer will tell you what your scheme actually does, which is usually the fastest way to turn a guess in your plan into a fact.