On Windows, Landfall can now lock, and asks for Windows Hello, your face, fingerprint or PIN, before showing your plans.
Fixed
On the “Is this enough?” cards, a couple now sees the couple’s own examples, and the cards say whose figures they show.
Testing
The “Is this enough?” figures have been checked again against their published source.
Security
Dependencies updated.
Version 1.17.68 · 28 October 2026
New in this release
On Windows, Landfall + can now come from a pass, and Settings shows how long it is yours.
Testing
More of the checks run before each release now catch a fault in what they cover.
Security
Dependencies updated.
Build process safeguards improved.
Version 1.17.67 · 25 October 2026
New in this release
The “Specific crash scenario” now offers Stagflation, a preset where prices rise as markets fall.
A crash scenario can now set its own inflation for each year it runs.
Fixed
On Windows and the Mac, the “Background animation” and “Glass effect” switches in Settings now show Off and On in full.
Testing
Settings is now checked at more window sizes and text sizes before each release.
Version 1.17.66 · 24 October 2026
Fixed
If a plan can’t be drawn, Landfall now says so in that plan’s place and the rest of the app works as normal.
Dates of birth now stay within the range a plan can work with.
On Windows, opening Landfall a second time now brings the open window to the front.
On iPhone and iPad, chart keys now show each mark just as the chart draws it.
On the “Compounding debt and savings” chart, the doubling mark now reads the same on every device.
Testing
Projections have been cross-checked again against an independent planner.
Security
Security strengthened across all apps.
Build process safeguards improved.
Version 1.17.65 · 23 October 2026
Fixed
Cancelling the sign-in that Restore purchases asks for now simply returns you to where you were.
On Windows, the desktop shortcut now shows the Landfall icon.
Testing
Care fee calculations are now checked at more points.
The Windows app now passes Microsoft’s own certification checks before each release.
Security
Security improvements across all apps.
Release process safeguards improved.
Version 1.17.64 · 22 October 2026
New in this release
On Windows, your plans can now be kept in OneDrive, so they stay in step across your computers.
“Went as planned” now sits beside every Log button, to record a year that went exactly as expected in one press.
A pot added after years are logged now opens in its own year, and a closed pot stays in the years it held money.
“Update to current figures” now keeps each logged year under the tax rules of its own year.
Once years are logged, today’s money now means this year’s money, and each box in Edit plan says which year’s pounds it holds.
Fixed
Logging a year now keeps that year’s charges, contributions, money received and known changes, so its figures match the plan.
The log form’s pay box now leaves out “Final pay”, and two pots with one name say whose each is, there and in Your record.
Care fees are now paid first from savings above the upper capital limit, with savings valued at mid-year as the fees are drawn.
A year that draws on bank savings now ends at your emergency fund, not just below it.
On the Mac, the app icon now wears the current Landfall mark. On Windows it is sharp at every size, and the Ctrl shortcuts work.
The welcome’s Landfall + page now opens at its title in a short window, rather than part-way down.
Testing
Windows is now checked as a person would use it, from saving and opening plans to keeping them in step through OneDrive.
The iPhone and iPad apps are now explored by an automatic walk every morning.
Logging one year after another is now checked across a wide range of plans.
Security
App dependencies updated.
Verified publisher on Microsoft sign-in.
Version 1.17.63 · 20 October 2026
New in this release
The “Your home” card can now sell or downsize in a chosen year, with the move’s cost and a house mark on every chart.
A sale can now use a price already agreed, for the home you sell and for the next one.
Undo and Redo arrows now sit beside the appearance switch, to take back a change to your plan or put it back.
A box left blank now shows in grey the figure the plan will use instead.
Fixed
On the iPhone and iPad, the marks on each chart now stand above the bars rather than inside them.
Care fees now drop to the means-tested amount from the point in a year when savings fall to the upper capital limit.
Inheritance tax now applies the residence nil-rate band as the law sets out when the home is worth less than the band.
Money paid into a pot that starts the year empty now grows for its share of that year.
On the Mac, clicking a chart now shows its figures without drawing a blue frame around it.
Testing
Undo and Redo are now checked over a wide range of edited plans, so every change can be taken back exactly.
Version 1.17.62 · 19 October 2026
New in this release
The stress test now shows the chance your money lasts as long as you do, with a line for each of you still alive.
Edit plan now asks each person’s sex at birth, which the stress test uses to read how long people tend to live.
Fixed
“Plan to age” now starts at the age each person has already reached, with a note saying why.
The stress test on the iPhone and iPad now tests the plan you are looking at.
On the iPhone, “Is this enough?” now opens its copy of your plan to try a change, leaving the original as it was.
Not now on Landfall + now closes it, even when a link opened the app there.
VoiceOver now reaches every button on a plan card in My plans.
On the Mac, the question before deleting now offers Delete and Cancel.
Testing
The checks that run through the app as a person would now cover the iPad and the Mac’s menus as well as the iPhone.
Version 1.17.61 · 19 October 2026
New in this release
Pressing a chart on the iPhone and iPad now shows each person’s age beside the year.
Each rule on the phone’s tax return now opens the page it comes from.
A copied plan now opens in its editor on every app.
My plans on the web and the Mac now has a key naming the marks on each plan’s timeline.
Appearance in Settings on the web and the Mac now shows a preview of your plan.
Fixed
Edit plan on the iPhone now always edits the plan you are looking at.
Care fees deferred against the home now follow the published rules, and savings under the limit no longer add to what is paid.
“Year by year” on the web and the Mac now adds up to the pound on every row.
“Try a change” in Home stretch now includes a person whose one suggestion is an ISA top-up.
Each chart now has one name everywhere it appears, and Compare names its rows in words.
Settings › About now names all four nations on every app.
Testing
The care calculation is now checked against published worked examples for England, Scotland and Wales.
Security
App dependencies reduced.
Version 1.17.60 · 18 October 2026
Fixed
A saved stress test result is now run again after an update, so the plan never shows a figure an earlier version worked out.
At the largest text sizes, Back and Done above the editor now read in full, and pressing and holding shows them larger.
At larger text sizes, the editor’s paired fields now stack, so each label sits directly above its own box.
The stress test’s chart controls now read in full at larger text sizes.
The timeline’s start and end labels no longer overlap at the largest text sizes.
Testing
More of the plan’s arithmetic is now checked for figures that might be missing.
Version 1.17.59 · 18 October 2026
New in this release
Once nobody lives in your home, care fees your savings cannot meet are now deferred against it and repaid from the estate.
Withdrawal approaches now ranks a plan with a home by what the family receives, and each column heading explains what it counts.
Chart cards now explain care fees deferred against the home, years when spending or income rises sharply, and why money moved between buckets.
Stacked charts now list their layers in the order they are drawn, top first.
Fixed
When savings fall to the care limit partway through a year, the home now meets the rest of that year’s fees.
A long choice in a dropdown now stays inside its box until the list is opened.
The buckets chart’s legend now shows the dotted line for money moved between buckets.
On iPhone, each withdrawal approach now reads on its own lines, and on iPad the chart’s last marker is no longer cut off.
The Income & tax card on iPhone and iPad now names gross and net income in full.
The care settings now leave room between each switch and the field that follows it.
Testing
More of the care and chart arithmetic is now checked to the pound.
Version 1.17.58 · 17 October 2026
New in this release
Withdrawal approaches now names your plan as it stands ‘Current plan’, so each alternative is never mistaken for it.
Spending in later life now eases in line with the latest official figures on what older households spend.
The Tax table now names its column ‘Income above the personal allowance’ and marks a first pension year that is only part of a year.
Fixed
Inheritance tax at the last death is now worked out in the tax year after the plan’s last year, with that year’s allowances.
In the year your pension can first be drawn, the allowance harvest now fills the whole personal allowance.
The year-by-year table’s rows now add up exactly to the totals shown, and your Intentions record uses the same figures.
The DC pensions summary now shows a pot a partner inherits, even when it is never drawn.
The Landfall + sheet now says whether the store had nothing to offer or could not be reached.
The sample plans now follow their households more closely, including when each pension starts and how it rises once paid.
Testing
More of the plan’s tax, pension and care arithmetic is now checked to the pound.
More of every screen is now checked figure by figure, not only by its labels.
Security
Mac app components updated.
Version 1.17.56 · 16 October 2026
New in this release
Your Intentions record now lists the pension drawn up to the personal allowance before any savings, as the approach draws it.
Fixed
Interest now keeps the full personal savings allowance when income is filled exactly to the basic rate limit.
Your Intentions record now says when a pot is used up and names each year’s tax alongside its spending.
Version 1.17.55 · 16 October 2026
New in this release
Choosing a withdrawal approach now shows the whole plan under it, with its tax over the plan, before it is applied.
My plans cards now name each person’s retirement and show the verdict, the stress test and what is left.
The pension summaries now say whose each pension is and when it starts, in future or today’s money.
The plan page now says less: the verdict leads, the funding chart’s notes fold into one row, and Export plan sits beside Your record.
Help now explains how workplace pension contributions are modelled.
Your Intentions record now sets out what the plan draws each year, source by source, and lays out the Home stretch in tables.
Fixed
After the freeze, tax thresholds now rise the way the law rounds them, and a tapered allowance is rounded as the law says.
Tax-free cash is now a quarter of what a pension is worth when it is taken, and a pot never pays more than it holds.
The personal allowance now goes where it saves the most tax between interest and dividends.
Money paid into a pension already in drawdown now keeps its tax-free cash.
The Home stretch now opens at once on the iPhone and iPad.
Your Intentions record makes its PDF faster without holding up the window, and writing one keeps the stress test current.
Testing
More of the plan’s tax and pension arithmetic is now checked against published worked examples.
Version 1.17.54 · 13 October 2026
New in this release
Each sample plan now comes with a pencil drawing of its household, so the people it describes are easier to picture.
On the web and the Mac, a plan’s timeline and figures now fold away under its tabs, with ‘Show timeline and figures’ to open them.
Fixed
On the Mac, Summary & charts now opens without the pause it used to take.
On Windows, the backdrop’s turning ring now asks much less of your computer while Landfall is open.
On a computer without graphics acceleration, the backdrop’s ring now stays still, and Appearance in Settings says why.
Testing
The backdrop and its Appearance setting are now checked on the web, the Mac and Windows.
Version 1.17.53 · 13 October 2026
New in this release
‘Is this enough?’ now says how far your plan is from each standard, what moves a plan, and offers a copy to try a change.
A new plan now opens with a name of its own, and a copy keeps the name it came from with two words added.
Help now explains your withdrawal rate and where the rules of thumb come from, and pictures the Retirement Living Standards.
A defined benefit pension can now rise with RPI, or RPI with a cap, as many private schemes do.
Later-life care in Scotland and Northern Ireland now follows each nation’s own rules for the council’s rate and an undrawn pension.
Your Intentions record now says what moment it was written in, not only its date.
Fixed
See my plan now opens your new plan on its summary, after a moment’s work, rather than on the last plan’s section.
A sample plan now arrives with every Edit plan section done.
On a plan that runs short, ‘Is this enough?’ now says so once, in its gold card.
Charts now keep their last marker clear of the edge, and a tile’s note now wraps to fit.
Testing
The new ‘Is this enough?’ card, plan names and each nation’s care rules are now checked on every app.
Version 1.17.50 · 11 October 2026
New in this release
‘Is this enough?’ now sits under Planned spending: your plan as a boat sailing towards three islands, one for each Retirement Living Standard.
Pots at retirement is a new headline figure: what your pots hold in the first retired year, in that year’s money and today’s.
The headline figures now stand on cards of their own under the timeline, in one order on every app.
Edit plan now shows how far along you are, with a tick on each section you have looked over.
A sheet over the page now dims the page more, so the sheet is easier to read.
Testing
The new sheet is now checked on every app, and the living standards it quotes carry a date by which they are read again.
Version 1.17.49 · 11 October 2026
New in this release
Writing your intentions now comes in short parts, with a tick as you answer each question and a progress line that stays in view.
Saving your intentions is now celebrated with fireworks.
For a couple, the Intentions form, record and printed report now speak as we and our.
The new plan wizard now asks each question plainly, answered No or Yes.
Your National Insurance record now counts the working years still to come, so the State Pension you are shown reflects them.
Fixed
The Landfall + mark now sits squarely on its gold marker.
Testing
The Intentions form and its fireworks are now checked on every app.
Version 1.17.46 · 10 October 2026
New in this release
A survivor’s pension pot now says how much of it was inherited, and from whom.
Edit plan is quieter: the longer explanations now open from an information mark beside each field.
The timeline and the charts now draw their lines with a softer glow.
Version 0.17.45 · 10 October 2026
New in this release
Settings has Tell us what you think: a star rating and a note on what you like, what you want next and what looks wrong.
My plans now offers Landfall + in one tap when you are on the free app.
Your withdrawal rate now has a tile of its own among the headline figures.
Every headline tile now explains its figure when you tap its information mark.
The welcome tour now shows the Intentions record, and the stress test and the crash scenario share one page.
Chart marks now sit on their own year, with a candle for each person’s last year.
Fixed
A care episode set to start at an age now starts at that age.
A pension inherited from a partner now keeps its own tax treatment, and each person’s pots are drawn in the order that costs least.
The printed report now lists every warning, includes the Home stretch in its contents, and keeps its labels and facts on the page.
Planned spending now starts in the right year when you leave work part way through a tax year.
Inheritance tax bands now round as the law rounds them, and the tax figure says when the bands are assumed to rise.
On iPhone, the plan card keeps its figures inside its border, and its scale’s years never print into each other.
Testing
Sending a note from Settings is now checked on every app.
Security
Privacy declarations updated.
Version 0.17.44 · 8 October 2026
New in this release
Later-life care now counts a pension as the income it could buy, and names any top-up once the council pays its own rate.
Withdrawal approaches now compare the three pension choices, and a sample plan shows the approaches moving apart.
When you stop work shows each leaving month in today’s money, and Spare savings shows whose each pot is.
In a crash, each holding now falls by its own volatility as well as its link to shares.
Charts in the printed report now use the same marks as the charts on screen.
Help explains how your State Pension rises and whose savings can move.
Fixed
State Pension age is now worked out to the month for everyone whose date the law sets in months.
Spare savings now never shows more to spare than your household holds.
The stress test now runs as many market futures as its picker shows, and never calls a small shortfall none at all.
Withdrawal approaches now count money left in a pension at what it is worth.
On iPhone, tables and the money toggle now show every word in full at any text size, and the charges chart writes tax years.
Gains tax from a later pension draw is now paid from your pots in the usual order, and a link opens the screen it names.
Testing
Checks on the calculations are now stricter, and an automated tour of the phone app looks for anything that gets stuck.
Subscribing to Landfall + is now checked from the price shown through to the subscription ending.
Version 0.17.43 · 6 October 2026
New in this release
Every plan page has an icon, a row you can swipe through on iPhone, with the stress test beside the Home stretch.
The Home stretch lists the moves it has written into your plan as an Action plan, ready to carry into a new Intentions record.
Detail that explains a chart or the Home stretch now folds away until you open it, so each card leads with its answer.
Spare savings can go into your pension or your ISA, never both: each move takes from the same pot and locks its slider.
The sun or moon under the Landfall mark on iPhone and iPad switches light and dark with one tap.
A chart’s key lists only what is drawn, bars are rounded and glow softly, and stress test lines draw in from the left.
Fixed
The bridge is now one sentence, and the phone’s bridge table matches the web’s, with a tick or a cross for each year.
Where the bridge runs short, Spare savings now shows how far below the emergency fund it falls, rather than nothing at all.
The amount you can move into a pension or an ISA is now exact to the pound, not rounded down.
The leaving-month table now counts everything in your pots, so working a month longer shows more, and the date can move past the bridge.
The tax rate on the next pound now reads the band on your pay alone, never a jump in the whole bill.
On iPhone, tax tables fit their columns to their figures, and the sample plans page on iPad has a Back button.
Testing
Checks now cover the plan’s icon navigation, the Detail rows and the shared savings on both apps.
Version 0.17.41 · 5 October 2026
New in this release
The Home stretch card now tells one story: your last working years, the allowances that end with the tax year, and the bridge.
Try a change lets you preview another leaving month across the card, then move your leaving date with one press.
Spare savings shows what you could move into your pension or your ISA in the leaving year, and writes it into your plan.
A household card names each person on their own banner, with the bridge named for both of you.
What charges cost now has a tab of its own on every app.
Edit plan folds into sections, each with an icon, so you open what you came for.
Fixed
The shortfall pulse on the web and the Mac now waits until its chart is on screen.
Each series on the year card now shows in its own form, dashed or solid, as the chart draws it.
The Home stretch’s contribution chart now says why it rises when your pension can already be drawn.
The Home stretch now shows from a plan’s first year, not only from two tax years before leaving.
Many sentences across the apps have been shortened and made plainer.
Testing
Checks now cover the Home stretch card’s preview and payments on both apps.
Version 0.17.37 · 4 October 2026
Fixed
Pressing the stress test’s two charts now says what is shown for that year, on the phone as on the web.
On the web, the chart of what your pots could be worth now shows its two bands when you hover.
Version 0.17.36 · 4 October 2026
Fixed
Plans in iCloud Drive now sync through a home named for Landfall.
Every plan on this device is copied into that home the first time it syncs.
The note on cash ISAs now gives the age the rule applies to, as the regulation does.
Version 0.17.35 · 3 October 2026
New in this release
Where a plan runs short, the income chart now shows the spending you planned beside what the plan can actually pay.
The shortfall bars on the funding chart now pulse when the chart first appears, so a problem is hard to miss.
Fixed
The yearly tax table on the phone now shows several columns at once instead of one.
Version 0.17.34 · 3 October 2026
New in this release
Edit plan now folds into sections, each saying what it holds, so you open the one you came for.
Fixed
On a dark phone, the card that opens when you press a year on a chart now sits above the key beneath it.
Version 0.17.33 · 3 October 2026
Fixed
Buttons, hints, tabs and the pound and percent signs beside a field now read more clearly on every app.
Version 0.17.30 · 2 October 2026
New in this release
The stress test now says how often the bridge held, with each year before your last pension starts paid for and the emergency fund whole.
The take-away report now includes the Home stretch, with the allowances still open and the bridge years.
Testing
The bridge is now checked in the stress test on a plan whose fund runs thin.
Version 0.17.29 · 2 October 2026
New in this release
The Landfall + page now shows each of its six additions as a row with its own icon, and the price in its own card.
Fixed
The welcome now appears whenever no plan is saved, so a device that has removed its last plan meets it again.
On the phone, a chart’s pop-up note is now easier to read where it extends beyond the chart.
On the phone, a wide table now fits its columns to its figures and shows where it continues.
Version 0.17.28 · 2 October 2026
New in this release
The Home stretch card can now compare leaving months, an amount moved into the pension, and the same money followed over thirty years.
Version 0.17.27 · 2 October 2026
New in this release
Each plan year is now a UK tax year, and you give the day you stop work rather than the year.
Pension contributions are now checked against the annual allowance, counting unused allowance from earlier years, and you can add a one-off contribution.
A bonus, holiday pay, notice pay or a termination payment can now go in your last year of work, taxed in the year it lands.
Every chart now marks retirement, the State Pension and the bridge years with small symbols, green where your emergency fund stays whole.
A Home stretch card now appears in the tax years around stopping work, with the allowances still open and the bridge years.
Help now opens the guides from landfall.money and says how tax is collected in retirement.
Fixed
The sentence about how spending is funded now starts with the shortfall when money runs out while someone still earns.
“What charges cost” now says in a sentence when charges come to nothing, instead of drawing an empty chart.
On a narrow screen a chart now names its marks beneath it instead of stacking them over the bars.
On the iPhone a chart’s card now floats over the chart, lists only what applies to that year, and closes with a tap elsewhere.
Importing a plan now asks for a plan file only, and a file chooser that closes without one no longer leaves Import stuck.
Testing
The annual allowance and final pay are now checked against HMRC’s own worked examples.
Version 0.17.23 · 29 September 2026
New in this release
Help can now be searched, on every app.
Help now links each defined word to its meaning, and the tax and pension topics go into more detail.
A projection warning now ends with a link to what it means.
Each plan on My plans now leads with when you could stop work and when the money would run short.
Plans on your iPhone and iPad are now included in the device’s own backup.
A short sheet now says when a Landfall + subscription begins or ends.
Fixed
An amount with pence now shows its pence in full, as typed.
The State Pension now comes from your forecast’s weekly figure, so years spent contracted out are counted correctly.
Tax thresholds now follow the law once the freeze ends.
On the iPad, paragraphs now keep a comfortable reading width.
The Back button and the plan’s section switcher now read clearly on the iPhone, in light and dark.
When a subscription ends while the app is closed, the app now says so the next time it opens.
Testing
The Mac is now checked, like the other apps, to draw the engine’s own figures.
Version 0.17.22 · 25 September 2026
New in this release
Your written intentions now appear as they do in the printed report, with the plan’s charts and tables beneath them.
My plans shows each plan as a card with its own timeline, and as a table on a wide iPad.
Settings opens with Appearance, and a Glass effect switch turns the frosted look on or off.
Each sample plan now has a line drawing of its household, and a set of example intentions.
What changed in each version is now under Help.
Every page now ends with one short note on what its figures are and where your data is kept.
Fixed
Tax over the plan now reads the same on the income chart, its caption and its tile.
A plan now shows the same figures on the iPhone, the iPad, the Mac and the web.
Saving a PDF to Files now works when one with the same name is already there.
The phone’s chooser is solid, and the value it shows sits clear of the page behind it.
VoiceOver now counts only the tabs the phone shows.
On the web, a field’s spoken name is its label alone, without its unit or its hint.
Testing
Every app is now checked end to end, from a first plan to its printed report.
Security
Release build permissions tightened.
Version 0.17.21 · 24 September 2026
New in this release
Welcome to Landfall now greets a first visit on the web and the Mac, as it does on the phone.
Plans kept in iCloud Drive now stay in step across your iPhone, iPad and Mac.
Fixed
An edit made on the phone while offline is kept, and merged once the phone is back online.
A plan deleted on one device no longer comes back from another.
Leaving iCloud Drive and rejoining it keeps the edits made on both sides.
Testing
Syncing between devices is now checked on real iPhones and iPads before a release.
Security
App signing procedure improved.
See your own year
Will your money last?
Enter what you have, earn and spend. The first answer is free.
